3 Easy Ways to Boost Your Credit Score

Lorie Woodruff
2 min readNov 4, 2022

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Here’s a secret to boosting your credit score in a few weeks! Have you ever thought about fixing bad credit on your own? Yes, it’s possible with the right steps. Let’s get right into it.

1. Review Your Credit Report

There are a variety of factors that lead to errors in your credit report which could hurt your credit score. From errors with names and dates to data management and balance errors. Don’t allow yourself to be disadvantaged by someone else’s error. Get a free credit report review with AnnualCreditReport.com.

Furthermore, you should check your credit report before you make any large purchases. Whether you’re paying with a payment plan or a loan, you need to be mindful of your credit report. Check your credit score at least twice a year. Did you know that employers check your credit score before they decide to hire you? Let me know in the comments.

2. Credit Piggybacking

Do you have a friend or family member with good credit? Ask them to add you as an authorized user to their credit card account. If you can pay your bills on time for 6 consecutive months and learn better credit habits, your credit score will improve.

Once you become an authorized user on a credit account with a credit score over 700 or 800, it will boost your credit score. It’s totally fine to do this as there isn’t a law that states it’s illegal. You don’t need to have access to the account or the credit card to benefit. Once your name is on the account, the credit bureau will add it to your credit report.

3. Get a Secured Credit Card

A secured credit card is great for someone that is interested in becoming a reliable consumer. Not only is it a plus to have an additional credit card, but a secured card also helps you pay on time. Additionally, you’ll learn to maintain better habits for your credit history. Be sure to request a secured credit card that will report your credit activity to the major credit bureaus.

Conclusion

As a future property owner or business owner, it’s possible to fix your credit and unlock a world of financial opportunities. Many people have repaired their credit online. Many consumers don’t fully understand their rights, don’t let this inhibit you any longer. Click here if you would like more information on how to boost your credit score in just one month.

References

https://www.nerdwallet.com/article/finance/raise-credit-score-fast

https://www.consumerfinance.gov/ask-cfpb/when-should-i-review-my-credit-report-en-312/

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Lorie Woodruff

Helping Realtors and Entrepreneurs market and monetize their businesses using successful online strategies ✅Start here: https://linktr.ee/loriewoodruff